Commercial
Commercial real estate loans
Purchase, refinance and construction financing for retail, office, medical, industrial, multifamily, church and mixed-use property. We lend on commercial property in Nevada, Arizona and many other states.
Who it’s for
- Investors buying or repositioning commercial property
- Owners who need a fast bridge to a long-term loan
- Commercial construction and remodels
- Deals that do not fit a bank’s box, including churches, restaurants and special-use property
What we look at
- The property, its condition and its income or value
- Your equity or down payment
- The business plan for the property
- Your exit: sale or refinance
Loans from $50,000 to $35 million. Rates generally 9% to 14%, with most loans priced 12% to 14%, and typically 3 to 4 points. Loan-to-value and overall risk drive the rate and points.
Where we lend
Residential investment property in Nevada, including Las Vegas, Henderson, Pahrump, Mesquite and Reno, and in Arizona. Commercial property in Nevada, Arizona and many other states.
Business-purpose loans on investment and commercial property only. We do not offer owner-occupied or personal loans.
Loans we have funded
What to have ready
- Purchase contract, or the current loan balance for a refinance
- Property details and current photos
- Scope of work and budget for any rehab or construction
- LLC or entity documents for the borrowing entity
- Recent bank statements showing your down payment or reserves
- A government-issued ID for each signer
How it works
- 1
Tell us about the deal
Apply online or call. Share the property, the amount you need and your plan.
- 2
Get terms
A local loan officer reviews the property, your equity or down payment and your exit, then walks you through terms.
- 3
Close through escrow
Sign your documents and close through a title and escrow company.
- 4
Servicing
Your loan is serviced by a bonded and insured servicing company that collects payments and handles payoff figures.
Common questions
Which states do you lend in for commercial?
Commercial property in Nevada, Arizona and many other states. Call to confirm your location.
Do you finance owner-user commercial property?
Yes, for business purposes. We do not make owner-occupied residential or personal loans.
Can you close faster than a bank?
Usually. Decisions are made locally, and we have closed in under 24 hours when documentation was complete.*
Have a commercial deal?
Talk with a local loan officer today. Se habla español.