Fix and Flip Loans

Our loan amounts are based on the After Repair Value (ARV) — giving you the leverage you need to take on more profitable projects. We offer flexible terms and options tailored to your goals.
Tell us what you need — we’ll structure the deal to make it work.


We Provide:

  • $3.5M A&D loan in Pahrump Nevada. Creating 1200 lots.
  • $5M luxury home build in Ascaya in Henderson, Nevada
  • $4M luxury home build in Lake Las Vegas
  • $2M concrete tiltup warehouse, Las Vegas, Nevada
  • $25M construction loan
  • $3.6M Pizzeria and Bar, Henderson, Nevada
  • $3M fast on a condo on the strip
  • 2.6M on a Taco Bell
  • $200k to $500k – multiple fix and flip deals across all states

TYPICAL RATES AND FEES: “At Capella Mortgage, we keep lending straightforward. Standard hard money loans start at 12% with 3 points. Easy construction loans are just 13% with 3–4 points. For more complex or challenging projects, we offer solutions at 14%—because no deal is too tough for us to tackle.”


Taglines:

  • Simple rates. Straight answers. Strong deals.
  • Hard money made easy: 12%, 13%, 14%—that’s it.
  • From simple loans to complex deals—we’ve got you covered.
  • Clear pricing. No surprises. Just funding.
  • Your project, your rate—whether simple, smooth, or complex.
  • For lightning-fast closings, we’ll design a custom quote on the spot.
  • Yesterday’s deal can still close today—with a custom quote.