Our loan amounts are based on the After Repair Value (ARV) — giving you the leverage you need to take on more profitable projects. We offer flexible terms and options tailored to your goals.
Tell us what you need — we’ll structure the deal to make it work.
We Provide:
- $3.5M A&D loan in Pahrump Nevada. Creating 1200 lots.
- $5M luxury home build in Ascaya in Henderson, Nevada
- $4M luxury home build in Lake Las Vegas
- $2M concrete tiltup warehouse, Las Vegas, Nevada
- $25M construction loan
- $3.6M Pizzeria and Bar, Henderson, Nevada
- $3M fast on a condo on the strip
- 2.6M on a Taco Bell
- $200k to $500k – multiple fix and flip deals across all states
TYPICAL RATES AND FEES: “At Capella Mortgage, we keep lending straightforward. Standard hard money loans start at 12% with 3 points. Easy construction loans are just 13% with 3–4 points. For more complex or challenging projects, we offer solutions at 14%—because no deal is too tough for us to tackle.”
Taglines:
- Simple rates. Straight answers. Strong deals.
- Hard money made easy: 12%, 13%, 14%—that’s it.
- From simple loans to complex deals—we’ve got you covered.
- Clear pricing. No surprises. Just funding.
- Your project, your rate—whether simple, smooth, or complex.
- For lightning-fast closings, we’ll design a custom quote on the spot.
- Yesterday’s deal can still close today—with a custom quote.